Build your Portfolio
with UCITS ETFs

They hold US stocks or US-listed ETFs inside the UCITS fund structure. This way, you get the same market exposure but avoid some of the tax and estate implications of holding US securities directly.

Yes. Under RBI's Liberalised Remittance Scheme (LRS), you can invest up to $250,000 per financial year in permitted overseas assets, including UCITS ETFs.

Indian investors can easily choose and invest in UCITS ETFs by creating an account on the Paasa app.

Yes. Since UCITS are domiciled outside the US, they are not considered US-situs assets. This means your heirs won't face up to 40% estate tax above $60,000 in US-listed holdings.

UCITS ETFs can be denominated in USD, GBP, or EUR. Your brokerage will handle currency conversion from INR under RBI's Liberalised Remittance Scheme (LRS).

Yes. UCITS ETFs are taxed in India just like US-listed ETFs. Capital gains are taxed at 12.5% without indexation benefits if held over 24 months, otherwise at slab rates. But UCITS benefit from lower dividend withholding and no US estate tax, enhancing after-tax returns.

Both are types of UCITS ETFs, the difference lies in what they do with the dividends earned by the underlying holdings. Accumulating (Acc) ETFs reinvest dividends back into the fund automatically. Distributing (Dist) ETFs pay out dividends to your account in cash. This can have implications for your tax liability.